See what it costs,
before you apply.
Move the two sliders: how much you'd like to borrow, and over how long. We'll show an indicative monthly repayment at one clear rate of 17.95% p.a., with the establishment and account-keeping fees laid out in full. Nothing hidden, nothing stored.
Terms of 1–7 years apply for loans up to $50,000.
Repayable over 1 to 7 years for loans between $5,000 and $50,000, and 1 to 10 years for loans between $50,001 and $175,000, with no penalties for early repayment. Please see important information about this calculator here.
Important information about this calculator
Comparison rate for Propential loans
The comparison rate is approximately 21.3% p.a., based on a secured loan of $30,000 over a 5-year term, and includes the establishment and monthly account-keeping fees.
Interest rate used to calculate repayments
The interest rate used by this calculator is 17.95% p.a., a single rate that applies to every Propential loan. It is not based on a credit rating. The interest rate applicable to your loan is confirmed once you submit a completed application and we complete our credit assessment, and is subject to change.
Representative example
Based on a secured loan of $30,000 over 5 years at 17.95% p.a., with a one-off establishment fee of $1,130 and a monthly account-keeping fee of $24.50, a borrower can expect to pay a total of approximately $48,264. This represents a comparison rate of approximately 21.3% p.a. and includes the interest and the fees payable over the life of the loan. WARNING: This comparison rate is true only for the example given and may not include all fees and charges (such as government registration costs). Different terms, fees or loan amounts may result in a different comparison rate.
The repayment amount
The repayment amount shown in this calculator is the principal and interest payable. It does not include the establishment fee or the monthly account-keeping fee, which are shown separately. The repayment amount is an estimate, based on the information you provide, for illustrative purposes only, and actual amounts may vary. To find out actual repayment amounts, contact us.
The calculated repayment is not a quote, loan approval, agreement or advice
The repayment amount generated by this calculator does not constitute a quote, loan approval, agreement or advice by Propential. It does not take into account your personal or financial circumstances. To apply for a Propential loan you must complete an application. All applications are subject to Propential's credit assessment criteria. Terms, conditions, fees and charges apply.
Storage of information provided
Propential will not store the information provided in this calculator.