Interiors
Finish the inside
Kitchens, bathrooms, flooring and fit-outs that lift the whole home.
Property-secured · fixed term
Days to start, years to finish.
A property-secured loan to fund what you want to do with the place you own, improve it and add to its value. Conditional Approval within minutes^ with one clear rate and no pay early fees.
^ Conditional approval subject to suitability and receiving all required information during normal NSW business hours.
Final approval subject to our lending criteria and supplying satisfactory supporting documents.
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// Open the door
The value is already there. Propential turns the key.
Whatever the project, whether interiors, a pool, fencing or landscaping, Propential funds it, and you repay it over a term that suits you.
How the product works
// Why Propential
Plain terms. Real room to move.
Borrow
$5k – $175k
Term
10 yrs
Up to, for loans above $50k.
Early exit
$0
No early-repayment penalty, ever.
Secured
Against your own property
Two fees, both shown up front: a one-off establishment fee and a monthly account-keeping fee. Nothing hidden. See the calculator.
Comparison rate 21.3% p.a., based on a $30,000 loan over 5 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
// How it works
Three steps, start to finish.
Step 01
Quick eligibility check
A few questions about you and your property, with an instant indication of whether Propential is a fit, with no impact on your credit file.
Check eligibilityStep 02
Full application
Complete it online: amount, purpose and the details we need to assess your application. Add a partner code if you have one.
Start an applicationStep 03
We assess & come back
Our team reviews your application against our credit policy and comes back to you quickly with the outcome and next steps.
Read the FAQs
// Repayment calculator
Know your repayments up front.
$25,000
7 yrs
1–7 years for loans up to $50,000.
Indicative monthly repayment
Check eligibility
$525 / mo
Rate17.95% p.a.
Establishment fee$975
Monthly fee$19.50
Principal & interest, paid fortnightly or monthly; fees shown separately. Indicative only; not a quote, approval or offer. Full calculator →
Comparison rate 21.3% p.a., based on a $30,000 loan over 5 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
// Unlock your property's true value